When you are injured in an accident and have private health insurance, your hospital must submit your medical bills to the health insurance company for payment. Under its contractual agreement with the insurance company, your hospital reduces its charges because payment from your insurance company is guaranteed. This system ensures that accident victims with health insurance are covered for their medical bills, and hospitals receive a reasonable payment for treating accident victims.
A lawsuit filed in Washington County, Arkansas by Hare Wynn attorneys Jason Earley and Shawn Daniels alleges that Community Health Systems and its numerous Arkansas hospitals have tried to shirk this system to make more money. The lawsuit alleges that instead of submitting insurance claims for accident victims, CHS and its hospitals send medical bills directly to those accident victims for the full amount in hopes of later dipping into the settlement funds paid to the accident victims as a result of personal injury claims.
Shawn Daniels explains that the injustice is two-fold for accident victims: “The patients are getting charged higher rates, and because nothing is getting paid, the health care providers are pressing the patients for collection.” According to the lawsuit, CHS hospitals often file medical liens against accident victims or turn them over to collection agencies, both of which cause considerable injury to the victims’ credit scores. These factors cause a downward spiral for accident victims. “It’s just not right,” urges Daniels, “and that’s why we’re bringing this to light.”
If your hospital has refused to submit your medical bills to your private health insurance company, call Hare Wynn for help.